Can I Purchase Individual Health Insurance Directly With Empire Blue Cross
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Shop Health Insurance Plans in North Carolina
Shop Individual and Family Plans
Individual and family plans are perfect for singles, couples or families with children. We have a variety of options to fit your needs and budget. That means, we have the plan right for you.
And nearly 88% of people who apply for a plan can receive a discount called a subsidy (tax credit)1. This is to help offset the cost of your plan.
Plans include your checklist for good health:
- No referrals to see a specialist
- Annual wellness visits covered at 100%
- Three free in-network primary care visits on select plans
- 24/7 Telehealth for physical and behavioral health2
- Wellness programs to treat diabetes, smoking, and other health conditions
- Rewards and reimbursements for staying healthy and active
- Thousands of in-network doctors and specialists3
You must choose your new health plan by December 15 for a January 1 start date.
Find a Plan More Information
*Le estamos enviando a HealthSherpa para comprar su plan de seguro médico de Blue Cross and Blue Shield of North Carolina (Blue Cross NC). HealthSherpa es un vendedor certificado por los Centros de Servicios de Medicare y Medicaid (CMS, en inglés) que Blue Cross NC ha seleccionado para facilitar el proceso de inscripción. Tenga en cuenta que estará saliendo de BlueCrossNC.com y el sitio web de Blue Cross NC. HealthSherpa se hace responsable por el sitio al cual le estamos enviando, incluidas las políticas de privacidad que gobiernan el sitio.
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Shop Medicare Plans
Blue Cross NC offers a variety of Medicare plans to fit your budget and your lifestyle.
Our plans include:
- $0 premiums and $0 copays on select Medicare Advantage plans4
- Prescription coverage5
- Dental and vision allowances6
- A no-cost routine hearing exam plus discounts on hearing aids6
- An over-the-counter allowance for eligible wellness purchases6
- A Medicare + Medicaid option
Get a plan recommendation today with our simple online tool.
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Shop Vision and Dental Plans
Vision and dental plans are a low-cost way of keeping your total health top of mind. We have plans available for all plan types - including individual and family and Medicare plans. Vision and dental plans can be added to a health plan as you're shopping - or you can buy them on their own if you just need vision or dental care.
Vision Plans
- Plans starting at just $7
- No-copay on routine, preventive eye exams
- Discounts on frames, lenses, and contacts
- Testing for diseases like glaucoma, diabetes, and heart disease
Vision Plans More Information
Dental Plans
- Plans starting at $23
- No-cost routine, preventive care
- Coverage for basic and major services - like fillings or surgery
- Low-deductible plan available
Dental Plans More Information
Shop Our Business Plans
Find plans for both large and small businesses with coverage to fit you and your employees' needs.
Shop Business Plans
With Healthy Blue, Blue Cross NC is serving Medicaid members across the state.
Learn more about how Medicaid works in North Carolina and Healthy Blue eligibility.
Learn more about Healthy Blue
Resources for Our Members
As a member, you have access to a variety of online tools to help you manage your health and insurance plan.
- Plan coverage details and health management programs
- Forms and documents needed to manage your care
- Easy online payment and autopay options
- Rewards programs and health and fitness discounts
We do more than provide health insurance for North Carolina.
We're #15 on the 2022 Forbes Magazine List of America's Best Employers for Diversity.
We are committed to creating an environment of belonging and expanding diversity, equity and inclusion at every level.
See how we support DEI every day.
Need help understanding health insurance?
- See how health insurance works, step-by-step
- Find the right place to go when they need medical care
- Get tips for managing health care costs
- Find definitions for health insurance words in easy-to-follow pictures
See How Health Insurance Works
Visit an In-Network Doctor or Pharmacy
An in-network doctor or pharmacy can help you save money.
- Search for doctors, dentists, and pharmacies in your network
- Compare costs on medicationss
- Read doctor reviews and see patient feedback
- Estimate costs on medications and health care services
Find a Doctor or Pharmacy
Point of Blue
Visit our other member websites.
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Telehealth benefits available to all plans either from Blue Cross NC or through the provider network. Blue Cross NC provides the telehealth program for your convenience and is not liable in any way for the goods or services received. Blue Cross NC reserves the right to discontinue or change the program at any time without prior notice. Decisions regarding your care should be made with the advice of a doctor. Depending on your plan, selected programs may not be available to you at this time. Check with Blue Cross NC Customer Service to determine your eligibility. Blue Cross NC has contracted with a third-party vendor independent from Blue Cross NC to bring you telehealth benefits.
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Source: Blue Cross NC Provider Internal Data; based on Blue Cross NC's PPO Network as of July 26, 2021. Note: Not all plans are available in all areas
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You must continue to pay your Part B premium. Part B premium reduction is available on select plans.
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Not included on medical-only plans.
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On select plans.
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Y0079_10680_M_A CMS Accepted 11232021
Source: https://www.bluecrossnc.com/
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